Replanting Wheat Could Have Insurance Implications

A University of Illinois report addresses replanting insured wheat acres.

If you are considering replacing your freeze-damaged wheat, remember that doing so could have crop insurance implications.

Gary Schnitkey, a University of Illinois Extension farm financial management specialist, has prepared a report dealing with wheat failure and what it means for farmers with crop insurance.

"Recent freezes have harmed wheat causing some farmers to consider destroying wheat and planting another crop," Schnitkey says. "For many farmers, planting another crop will have crop insurance implications. Farmers need to contact their crop insurance agents to discuss their specific situations."

If a farmer has not insured wheat acres, the wheat can be destroyed and another crop planted, Schnitkey says.

"The following crop may be insured if the farmer has a policy for the following crop and certain criteria are met," he said. "For example, consider a farmer who signed up for a corn policy by the March 15 deadline and the destroyed wheat acres will be planted to corn. In this case, the acres will be insured as corn. On the other hand, the acres will not be insured if the farmer does not have a corn policy."

The entire report is available at

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